Having access to quality health care is important at any age, but it becomes especially consequential as we get older. Before you decide on your coverage for next year, it is important to compare the costs and benefits of the plans you are considering. Take look at what you need to know about Medicare, the current open enrollment period, and choosing the right plan for you.
Who is eligible for Medicare?
Medicare is the federal health insurance program for individuals who are 65 years of age or older, or for individuals with disabilities. If you are new to Medicare this year, learn more about the basics of Medicare coverage here.
When is Medicare open enrollment?
The initial enrollment period to sign up for Medicare is 3 months before you turn 65, whereas the open enrollment period is for individuals who are renewing their current Medicare coverage or looking to make changes to their current plan. This year, the open enrollment period for Medicare ends on December 7th, 2021.
What is covered with Medicare?
The Original Medicare plan entitles you to Part A: hospitalization coverage, Part B: medical coverage, including doctor visits, lab work, and Part D: prescription drugs. The other option is to go with the Medicare Advantage coverage, an alternative that relies on private health insurance plans. During open enrollment, you are able to decide which of these plans is right for you for the following year. View the differences between these plans here.
What other options do I have?
If you are not yet eligible for Medicare, take a look at Connecticut’s Health Insurance plans for yourself or your loved ones.
For assistance with choosing the right place for you, contact CHOICES, Connecticut’s State Health Insurance Assistance Program, to speak with a counselor in your area. To learn more, visit their website or call CHOICES at 1-800-994-9422.